Why should you buy bike insurance online?

The traffic and public transportation costs in India are increasing daily. This has resulted in people looking to own one. So, what better than a motorbike to glide through the busy roads while larger automobiles struggle. But, as much as it is convenient, it also comes with huge risks.

Precisely why, the Motor Vehicles Act has mandated getting bike insurance. It is a relatively simple if you have not got one yet or are planning to buy a new two-wheeler. You can buy it both online and offline. However, the digital mode offers you the convivence of not leaving your house. It also entails other benefits like:

Compare and review: One of the biggest reasons to consider buying the two wheeler policy online is the availability of information. When you venture out to find suitable insurers physically, it involves trips to agents' office and enquiry. Despite all the efforts, you may end up getting inaccurate details owing to marketing efforts. Comparing digitally is the best method to understand the policy without confusion and read customer reviews.

Affordable rates: Insurance companies operating online do not have agents. Besides, they are free of overhead costs associated with brick and mortar. Hence, they offer you attractive prices on the plan. Moreover, online insurers are known for their seasonal discounts. So, buying online bike insurance is indeed lighter on the pocket in comparison.

Minimal paperwork: Visiting an insurer's office is a process. If you miss out on a particular document, you must revisit it for paperwork. This is stressful and non-practical considering the busy lifestyle. This hassle gets eliminated when you buy two wheeler insurance online. You can quickly upload the documentation on the provider's website from your home/workplace. This way, even if you forget something, you can easily access it without going back and forth.

Easy renewal and claim: Once you buy the policy digitally, your details get registered with the insurer. This is useful when you need to do bike insurance renewal as you need not complete a lengthy procedure. Moreover, it gets completed within a few clicks if you use an app. The same goes for raising claims where urgency is a prominent factor. On the other hand, doing it physically may cause a delay due to hierarchical procedure.

No intermediary: When you buy the policy offline, your primary contact source is an agent. All the activities like buying, settling claims, renewal, etc., get carried out through them. It creates a distance between you and the insurance company, which often leads to delay. You might even get subjected to misinformation. This barrier is not present with online bike insurance. You directly visit the website for the details and contact the insurer digitally.


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