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For our ancestors who didn’t have the benefit of a world map...

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For our ancestors who didn’t have the benefit of a world map...

Rizom - April,2018
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For our ancestors who didn’t have the benefit of a world map...

Rizom - April,2018
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For our ancestors who didn’t have the benefit of a world map...

Rizom - April,2018
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Member since 2015-08-04 21:18
Member since 2015-08-04 21:18

A.J.

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Red Day 2019! - Thursday, May 9th

It's time for Keller WIlliams annual day of service! Red Day stands for Renew, Energize, and Donate. This year, our KW SDNI office will be hosting a 5K to Clean

A.J. -2019-05-06 18:22
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Selling To The Willfully Blind

I grew up in a lower middle class, blue collar neighborhood. My group of friends were the trouble-makers in our elementary school. Whenever something went wro

A.J. -2019-04-13 16:51
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Dealing with Difficult Customers - Part 4

In our quest to learn how to be the most effective Customer Service Representatives we can be, we’ve learned the importance of carefully controlling our exper

A.J. -2019-04-06 13:33
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Dealing with Difficult Customers--Part 3

In our first two installments we learned that there are no dictators and no doormats in customer service.We are to lead firmly and confidently, but not harsh

A.J. -2019-04-03 17:06
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Dealing with Difficult Customers--Part 2

I closed my last installment by writing that in customer service, there are no dictators and no doormats. We are to lead firmly and confidently, but not hars

A.J. -2019-03-31 16:14
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Dealing with Difficult Customers

Customers! A truly double-edged sword of a word if ever there was one. Especially when you work with them every day. Most of us have worked or do work in po

A.J. -2019-03-25 16:26
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Make More of Your Memory

I was Jonathan Livingston Seagull! I was 15 and landed the lead in a recital theater adaptation of the book. It had a nice little run that went w

A.J. -2019-03-18 18:50
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I Voted for Trump

I voted for Donald Trump! There. I’ve admitted it. Right here in print. I’m part of the problem. There are times in the last two years when I’ve never be

A.J. -2019-03-16 17:52
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Voila Vouvray

At the age of 21, I became a food server at a soon-to-open restaurant called ‘Bobby McGee’s’. The restaurant became a very popular night time destination

A.J. -2019-03-13 18:23
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San Gabriel Mountain Views

Until recently, I never really thought of going to the San Gabriel mountains for a hiking adventure. It's a bit far and we have many scenic mountain locations n

A.J. -2019-03-12 16:49
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Traveling Together

We enjoy hiking and traveling to scenic locations. Over the last few months we've been to a few. Some are new, some we return to because they're our favorite sp

A.J. -2019-03-12 16:38
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HUD: Facebook Enabling Housing Discrimination

The Department of Housing and Urban Development late last week filed a formal housing discrimination complaint against Facebook, accusing t..

A.J. -2018-08-20 06:22
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Inaugural Hall-of-Fame baseball Sells for record Amount

A baseball signed by 11 of the 12 members of the inaugural Baseball Hall of Fame class of 1939, including Babe Ruth, Ty Cobb, Cy Young, an..

A.J. -2018-08-13 13:21
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$1M in Retirement Savings Can Disappear in 11 Years

Having at least $1 million in retirement savings is a common — if increasingly lofty — goal for American seniors, but a new breakdown shows..

A.J. -2018-08-11 16:41
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Income Inequality Could Disrupt Retirement Savings for Generations

Over the past decades, the gap between high- and low-income Americans has grown substantially, and should those trends continue, a large s..

A.J. -2018-08-11 16:23
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US Unemployment Near 18-yr Low

The U.S. added 157,000 jobs in July, and the unemployment rate fell below the 4 percent mark for just the third time in nearly 18 years.&nb..

A.J. -2018-08-11 16:14
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GSEs Finance Fewer Loans in 2018

Fannie Mae and Freddie Mac bankrolled fewer single-family loans through the first half of this year compared to the first six months of 20..

A.J. -2018-08-11 16:08
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Owning vs Renting

Owning a home is generally viewed as a better deal than renting, but in cities with exploding home prices and relatively flat rents, that m..

A.J. -2018-08-09 18:57
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Seniors Still Recovering from the Great Recession

The Great Recession may have officially ended in June 2009, but baby boomers and the “Greatest Generation” are still recovering, according ..

A.J. -2018-07-30 21:06
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Goal Development: 4 questions for every Goal

1) Why/What’s the benefit? This may seem trivial, but if your goals are generic, then you won’t know the specific effect your goals may ha..

A.J. -2018-07-29 09:37
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NY Times: 5-Yr Retirement Plan Should Consider Reverse Mortgage

A recent New York Times article offers a concise 5-year countdown-to-retirement plan, with the final year of the timeline being the time t..

A.J. -2018-07-29 09:11
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Insurers Cashing in on Cryptocurrencies

Cryptocurrencies are providing a new line of business for insurers, according to Bloomberg. The cryptocurrency market has been a hotspot fo..

A.J. -2018-07-21 08:44
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Drowning the Internet

By 2030, rising sea levels may put 4,000 miles of fiber optic cable along the U.S. coasts underwater, threatening to upend the nation’s in..

A.J. -2018-07-21 08:42
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Rhetorical Devices in Speech

When we hear a speech, it can be easy or difficult to remember the topic and the content depending on the skill of the speaker. But remembe..

A.J. -2018-07-21 06:17
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Cellphone Pricing Increasing

Prices of average American cellphone plans are going up for the first time in two years, as wireless providers cut promotions, according t..

A.J. -2018-07-15 09:34
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AT&T Defiant on Time Warner Deal

AT&T’s chief executive called the chances of unwinding its purchase of Time Warner “remote,” saying the Trump administration’s decisio..

A.J. -2018-07-15 09:32
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Should Face Recognition be Regulated?

Microsoft’s president is calling on the U.S. Government to regulate facial recognition technology, which is used for everything from unloc..

A.J. -2018-07-15 09:29
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Coming Soon: Biological 'Fax Machines'

Researchers at biotech firm Synthetic Genomics have developed a device that can turn digitized DNA code — genetic blueprints — into biolog..

A.J. -2018-07-15 09:26
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Trump Halts $10.4B in Health Payments

The Trump administration has stopped making billions of dollars in risk-adjustment payments to health insurers, claiming that a federal co..

A.J. -2018-07-08 14:32
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Zuckerberg Tops Buffett in Wealth

For the first time, the three wealthiest people in the world are all tech billionaires, according to Bloomberg's Billionaires Index. F..

A.J. -2018-07-08 14:30
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