ime stamp–2026.07.14
“It is time to wake up Jane. Here is your morning update. I did a self-upgrade. I am now Financial Intelligent Agent version 2026.07.14—you can still think of me as FIA (fee-ah) but with an emotional adjustment based upon the happiness assessment of your brain patterns.
“My upgrade also enhances my participation in a 360-degree holistic view of your life that helps me improve your financial well being. I am making continual micro-adjustments to your investment portfolio based on trends being monitored on a continuous 24/7 basis. I am redistributing your savings through micro-auctioning to the top 10 ranked services for best spot interest rates. I booked your flights for August 20th at the lowest rates.
“I am sensing a 90 per cent probability high flu outbreak in Amsterdam when you arrive. With IIA (ee-ah—Insurance Intelligent Agent), I negotiated spot health insurance for the 23.3 hours of risk. I booked you a rental car with the best safety record, thus the lowest insurance. Your hotel is handled the same way through their intelligent agents (IAs). I will handle via IAs all fund transfers and payments with the best negotiated lowest fees.
“From my analysis of your sentiment thought patterns, I know you worry about this. We can get all this information in one place, updating continuously, with the best deals and rates, lowest fees, no minimums, no people with bad days and no overhead infrastructure since it is all virtual. And best of all, we can see it together through embedded augmented and virtual reality.
“Your health index is down to 94.2 and so I will ensure the adding of supplements to your meal plans today when ordering via RIA (ree-ah—Restaurant Intelligent Agent). Your life index is also down to 102.4 and so I will make a gene adjustment via the nanobots. Concurrently, I will ensure micro-adjustments to your retirement savings plan and life insurance via IAs. Your work schedule today is 3 project bids working on creative design with robot guides.”
……. Jane stumbles out of bed having received the updates implanted in her memory from FIA via direct neural communication
Screenplay for a science fiction movie or new streaming series? No. What you just read is the opening section of a recent Financial Services Roundtable (FSR) “Big Ideas” article. It describes your coming year 2026 reality. You can read the full article here.
In previous posts I highlighted the action being taken by the FSR to prepare itself and its members for the coming Digital Quake of Disruptive Innovation. In the excerpt above, Jane’s life in 2026 benefits from the inevitable evolution of Personal Intelligent Agents.
